None of us like to think about when life attacks, but we still prepare for it. You grab the umbrella when the skies look grey, you buy a new set of locks when the home next door is broken into and, if your line of work is particularly hazardous, you might have needed the services of the Disability Benefits Alliance.
However, even with disability and other helpful services, sometimes it’s not enough and when you’re all laid up and out of work, you’ll be happy you saved.
But how does one save money? It’s easy and here are just a few ways:
1.) Don’t eat out so much. You might think that eating out is cheap, but it can all add up to a pretty serious amount. Better to spend a lot upfront for a week’s worth of groceries. It’s healthier and it can also be cheaper.
2.) Take inventory of your expenses. Then decide which of these are necessities and which are not. Trim the non-essentials from the equation and you could be left with quite a decent sum.
3.) Give the credit card a nap. Stick it in some fold of your wallet where you can’t immediately see it, write yourself a note, whatever you do, just make sure you only use the credit card in emergencies.