There are many reasons why a debit card is a much better choice to other options that are available for making a purchase. A debit card is typically issued by a bank or credit union. The debit card is linked to a checking account of a savings account.
One reason why a debit card is a much better choice is that you do not need to have cash on hand or to write check from a check book. A debit card electronically debits the amount of a purchase directly out of your account. Your monthly account statement will list all of your debit card transactions.
Your debit card will typically be branded with a VISA or Mastercard logo. This means that debit cards will function just like a credit card for making purchases. You can use your card to make a payment on Internet or over the phone.
Making a payment in person using a debit card requires signing a receipt. This is a feature that is found on credit cards that is typically used when adding a tip onto an existing bill. You can use a debit card at a restaurant, coffee house, or to make purchases at any local retailer.